I’m the biggest Buffett fanboy around, but after reading the most comprehensive biography on him, I’d say yeah, he kind of is a sociopath. He’s very charming in person, he’s obviously super intelligent, and I think his charitable contributions are enormously beneficial. I don’t mean that I think he’s a negative force on the world - quite the opposite.
But that biography implies that he isn’t able to actually form emotional bonds with people, even in his own family. And that strikes me as being sociopath-adjacent.
I broke my collarbone in Mexico and I’m going to pay 2k here to get the surgery done to put the bones in the correct alignment with a plate and screws (open reduction internal fixation) rather than go back to the US and use my insurance to do it with an 8k deductible and 20% co-pay. These are the fun decisions people with garbage insurance get to make, wish me luck!
That sucks. Must have been a bad break (pun not intended). My dad broke his clavicle recently and I remember hearing that most clavicle fractures heal well without surgery. So looks like you’re a bit unlucky to have one that needs it. Good luck.
Most breaks are in the middle of the clavicle and not displaced. Some years back, I broke mine closer to my shoulder and it was displaced. I needed pins inserted into my shoulder for a few weeks. It sucked.
Collarbone fractures are a huge point of controversy in the bone doctor world with some basically never operating with others operating on a small amount
I had a minor malunion of my clavicle which left my shoulders slightly uneven. It wasn’t worth another procedure to try to correct it as it is only aesthetic and exercises haven’t done anything to correct it. It affects which muscles bear any weight I’m lifting. Even though the amount I can lift is even, the motion of each arm is different because of it.
What is the angle here? I get that it’s surprise billing but there must be more to it than that. Have to assume that it’s a trap or a freeroll or both but I don’t know if there’s some specific 7-moves-to-checkmate technicality nested in the decision tree of signing / not signing. My gut would be to not sign shit and tell them to suck it from the back.
I’m 100% not signing simply because with coinsurance the dude is on the hook for 10% of any recovery.
Of course even with a balance billing law there is nothing stopping these assholes from eventually turning it over to collections and ruining the dudes credit.
I remember this happened to me when we were having our second kid.
Both were scheduled c-sections and not particularly complicated, but if anything first one was slightly more complex based on what they told us leading up to delivery.
First one, obstetrician does by herself. No problem at all.
A couple of years later, same obstetrician, like 2 minutes before shows up with another doc and is like “This is Dr. X and she will be assisting me with the procedure”. Seemed pretty bullshit to me, but I wasn’t about to interrogate them and try to call the bluff. I wanted them to be 100% focused on the matter at hand and not distracted in any way. So, I didn’t really say anything.
Everything went fine. There was a large charge for the second doc, but that was also completely covered by my insurance, so that was the end of it for me. I’m still pretty sure the second doc was not exactly necessary, but I guess there is no way I’ll be 100%.
To be honest, if she said, “I’ve got this other doc here and I’m just gonna have her stand next to me in case I keel over mid-delivery so that she can take over, but that’s gonna be an extra $1000”, I’d have told them to take my money.