This is absurd
I just found out that Austin Community College wonāt be offering insurance to students after 2019 so my plan to get affordable insurance is ruined. A tiny voice in my head started screaming at me to move to Costa Rica not even going to lie.
Run for some shitty local office the insurance is great I hear
Iām counting the days.
Morphine did absolutely nothing to take the edge off the pain of a dislocated hip waiting 7 hours to be reduced. I can see why drugs like fentanyl exist.
Because the Democratic establishment doesnāt want universal health care.
How have people not caught on to this yet?
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This. But also like, itās not even necessarily for nefarious reasons. I think a lot of them probably genuinely buy into propaganda theyāve been fed by insurance companies and other corporate dems their whole lives.
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Yeahā¦ letās all try to remember that the only polls that matter right now are the Iowa/NH ones and Warren is crushing thoseā¦ and sheās running the best campaign so is likely to just keep going. Thereās a good chance this primary is a lot less competitive than weāre all assuming.
Warren is a lot of things but an establishment anything isnāt one of 'em. Thereās a decent chance that Trump continues to melt down going into 2020 and this is the worst election for the GOP in American History. Thatās not as unlikely as a lot of you seem to think. Itās probably at 20% likely to happen right now.
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Friendly reminder that the GOP actually gained two senate seats less than 10 months ago.
On the 2018 map that constitutes a landslide. Those were the Dem wins from 2006 (a huge blue wave election) and 2012 (a general election in which Barry O obliterated Mitt Romney).
Jesus Christ thatās what I call getting squeezed. I know a guy with a family of six that always complains about getting hammered by insurance costs. That is, when heās not busy doing QAnon research on chan sites. He and his wife are the most reliable Trump votes ever.
Me: Medicare For All.
Them: Yes, but whoās going to pay for it?
Me: Rich people, you dumbasses.
Them: [hesitation followed by some gobbly-gook response]
Itās that moment of hesitation after you say rich people thatās always the best part. I can see it in their eyesāitās like a galaxy brain, life-flash-before-your-eyes moment where a thousand thoughts burst into their pea-sized brains.
āWait, what if Iām rich some day?ā
āWait, that means black people get free shit.ā
āWait, what if the economy crashes because the job creators say āfuck itā and move to Somalia?ā
āWait, that means black people get free shit.ā
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Humbly seeking help
Iām a fairly private and humble person. On November 2nd, 2018 my life took a drastic turn. I had a major stroke and required emergency life saving surgery. I had a whole in my artery from a car accident that happen 5 months prior. I am extremely thankful to the wonderful doctors and nurses at Little Company of Mary that saved my life. I not only survived my stroke, but I also came out of āLocked Inā syndrome which is another astounding win.
After spending 5 days in the ICU I was released from the hospital. I spent the next 3.5 months working from home and teaching myself how to type so I could continue working remotely.
On January 10th, I welcomed a beautiful little girl into the world. I was happy and scared at the same time. I love spending time with her and watching her discover new things. like waving and crawling.
On March 20th, I drove myself back to the hospital because I had some bleeding issues and thought it was because of the blood thinners I was prescribed. I was admitted to the hospital for 3 days and had an acute stroke and was also diagnosed with GIBs.
After being in the hospital for 3 days, I was taken off the blood thinners and got the okay from my neurologist to go home. I was cleared to fly and work. I was finally able to start feeling ānormalā again.
At the end of April I moved to Hermosa Beach. I was ready to get back into work mode. I knew I was going to have major medical bills pouring in and had to face reality.
On May 10th, I went back to the ER for a TIA. I had a mini stroke and became disoriented and I was told this is part of the healing process.
Thankfully, I was released 8 hours later and have to prepare mentally that this is my life for the next 2 years.
Iām not one to ask for help, however, I am overwhelmed by the hospital bills. I have over $30,000 of hospital bills that I need to pay out of pocket. Iām happy insurance covered the $700,000+ of medical bills, however, the hospital needs their money. Fortunately, I make decent money, but 3 strokes and having a baby has dried up my rainy day fund.
I am looking for help to begin tackling the mound of medical bills. I Know everyone has their own bills to pay, but Iām looking for a little help while I get back on my feet with work.
America - crowd-sourced supplemental health insurance.
I hadnāt seen this guy in person in maybe 5 years and didnāt know him all that well to begin with. But last year when I posted on FB that I needed a place to stay for a few weeks while my renter was still in my condo - he offered up his sweet ocean view crows nest apartment - no charge (ChrisV saw it actually). So now I get to return the favor somewhat.
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Yup family plans are crazy compared to singles. I pay $600 a year for a $2k deductible plan and would pay about $5500 for the family version of that. My wife and I are on separate plans because itās cheaper then the employee+1 route
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You know what I pay?
Taxes.
I know America will catch up with the rest of the developed world (and some of the developing world) soon.
I was on my partners insurance up until a few months ago when she got a new job at a company that did not provide benefits to domestic partners. Which was fine, I just got a plan off of the exchange, no big deal. The thing that threw me off was that her cobra paperwork came in saying that it would cost $1800 a month to stay on the plan. Does that mean that her company was paying that much (pre-tax) for our insurance? How is it that expensive?
Yes thatās what it means. She must have really good health insurance and work for a smallish company with no pricing leverage. Guessing she was paying about $600/month for the two of you?
Also Iām fairly sure that she cant get Obamacare if sheās eligible for COBRA. She has to pay that plan down for 18 months, then she can get Obamacare. Iām not sure if that applies to domestic partners who were also covered.
How old are you and your partner? Our company is small and we pay about $550/mo for a 50 year old and $300 for a 25 year old, so age makes a huge difference in the companyās premiums. We also cover 50% of dependents and that can add up quickly for people with 2+ dependents.
We used to offer a really good plan with a $250 deductible and $2,500 maximum OOP, but that plan price increased by 50% in 2018 so we had to change to an inferior plan while at the same time paying 10% more in premiums.
As a business owner nothing would make me happier than getting this whole health insurance responsibility out of our hands.
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You didnāt HAVE to. You decided youād rather your employees take a hit to their wallet than you take a hit to yours.
Not every company and business owner is created the same. My business partner and I are salaried employers and all the profit the company makes is reinvested into the company. Because things are not going great right now business-wise my business partner went to zero salary this year and I reduced my salary by 20%.
So I guess weāre doing what we can.
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Such a shitty thing to say to a small business owner dude. Weāre trying to survive in this dystopian healthcare system too. And frankly weāre some of the biggest victims of the current system.
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