He could lose the election, although he may steal it anyway. In any case, losing an election is not 0.1% of what Trump deserves. Life as an ex President is awesome. The other stuff you mention is lib fantasy. Like the debts coming due or whatever. There’s just no way an ex President with a 60 million strong cult following him is going to endure hardship.
An early death from a disease he helped to spread isn’t the easy way out. It’s like the definition of justice.
I think best result is Trump gets a good case of covid, survives, but has a bunch of lasting issues that keeps him from being able to do anything in the future except sit around and watch Fox news. And can’t play golf.