The closest brush I had with poverty was making minimum wage when it was like $8 in CA, bringing home $850 a month, and my rent was $650 not including utilities. I did this for a few years. I got into this situation by being thrown out in the street with 2 weeks notice by my grandma/mom who were selling the house and pocketing the equity to pay for my moms massive debt she accrued while cheating the IRS and a healthy drug habit. I found a run down place on craigslist that was owned by this total slumlord who would do crazy shit like tear out a wall or ceiling with no notice (i was too young to know it was illegal). I was very seriously considering living in a storage shed before I found the place.
ANYWAY, surprisingly, you CAN get by - not well though. I look back on those days as much happier than the ones I have now, although it was extremely uncomfortable. Stuff just piles up on you and you cannot escape.
My strategy was basically to eat as cheaply and as little as possible. Funny enough I did not meet the income requirement for food stamps, the govt determined I made too much. welfare in this country sucks ass and doesnt go to a lot of people who really need it for getting through hard times.
I (luckily) decided very early on that obtaining credit was the only way to make it in this country, so I started out with a $300 secured credit card that required like a $200 down payment. I had to sell some stuff to afford it.
This card got me out of a lot of jams when I was low on food at the end of a month. I never really got into a debt snowball, where the balance was hopelessly increasing, but there was definitely a rotating balance that never ever seemed to disappear.
Later on when my credit started to improve I started playing the credit card reward offers, where you get a free $300 if you spend $1k in 2 months or whatever. I did as many of these as I could, filled the bonus, then kept or closed the card depending on if there were annual fees or not. If not, I kept the card. To this day i still have some of them and they are major factors in my credit score (for length of credit history).
Eventually, seeing no way out of the situation, I enrolled in community college on somewhat of a whim. In CA if you make less than 34k or somewhere around there, CC is free(ish). I say “ish” because you still need to pay some fees and books, but it is very cheap overall.
This opened a lot of doors for me. I got my captain’s license (for small boats), and doubled my salary. Things got a lot easier then, and I was finally able to get a new-ish car. From there I was able to start doing Uber to supplement my income and my low primary salary was no longer as much of an issue, so I relied much less on the credit cards. I intentionally had to keep my income lower one year by taking a few weeks off because I was going to go over the ~30k “threshold” for tuition assistance - that’s the only time I ever really gamed the system. And I still feel bad about it.
Doing this for a few years, I finally got my computer science degree (with almost zero debt) and make a stupid amount of money for what I actually do day to day. It’s been a real Cinderella story for me, and despite a largeish windfall I received after graduation, I still live like I’m a poor person a lot of the time. It’s something I constantly have to work on, not worrying about money constantly. I firmly believe being poor for long periods of time is psychologically damaging.
Sorry for my life story here, I just feel I know what it’s like to be broke and with little hope and I was able to come out of it fairly unscathed. I have a great deal of sympathy for people who are in similar situations. It also has given me a bit of a “if i did it, you can too” kind of bootstraps attitude towards poverty - but then I acknowledge that I had massive safety nets, a good head on my shoulders, very few health or life issues other than my mental health, and no children to worry about. Had I had even one thing go wrong there’s no way I could have pulled it off. So I really fight thoughts like that.