Bailout / Stimulus Discussion (Hints Missed & Shartz Fired)

My acct said PUA and EIDL together were OK but not PUA and PPP.

I have another 10-15 hours on my project then it looks like I back to 0-2 hours a week for now. So will be staying on some kind of gig UA for awhile. Love to see the callousness of the Republican discourse.

I don’t have any employees, so it was easy for me on that end. If you’d filed your taxes by the time that program started, they probably would have taken your tax return as proof of your income from last year. If you operate as a sole proprietor (I thought you did but it looks like you use contractors) that probably would have been the extent of the income paperwork. As a sole proprietor or 1099, the income replacement is just your own so I’m fairly sure your tax return would be enough (I’m guessing you might not have qualified for your ‘gross’ income because of lack of 1099s and it might have been based on your net, which would usually suck). 1099 was definitely the easy route (obvious and easy paper trail for me) even though they tried to put me under sole proprietor when they sent me the first docusign. I think I did the whole thing on that first day in about an hour and a half, including scanning the 1099s and adding some Photoshop notes to them.

For the second part, you’re sounding a bit more like you have a business that you’re not running only as you that you’re paying people cash in. I believe Dan used a combination of PUA for himself and EIDL for his business. That’s a correct application. If I were to use PPP for myself and then get PUA, that’s the double dipping I was mentioning. Since I thought you did what you do only by yourself, that’s why I was applying it in that context.

For the auditing, there aren’t going to be any audits in the PPP for any loans under $2 million. PUA (someone who’s on it can correct me if I’m wrong) for self-employed isn’t actually receiving anything from the state (Iron said it was all coming from federal) so there isn’t really anything to audit other than you getting paid/working in weeks where you claimed you weren’t. The general penalty for that, if audited, is that you have to pay back any weeks of unemployment you received where you did any work and they will probably never let you use any form of unemployment again. I think it reaches to fraud on a second try of that but it’s been a long time since I’ve looked at any of that stuff.

Wow, fire up those expense accounts. Meals and entertainment deductions are back on the menu, what a great time to be encouraging socializing!

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So my ex, the big AOC fan, still supports the GOP cutting the CARES Act amount down to $200. She says it’s wrong to pay people to stay at home, especially if they get more than they got to work. She says that was a big issue pre-pandemic (wat?) and it’s even worse now.

She says we must stop people taking advantage of the system at all costs, because it’s wrong. She says it’s awesome of the government to help a little, but it shouldn’t be too much. Lastly, if I’m so worried about poor people I should stop playing poker for a living and taking other people’s money.

The kicker: she’s been worried about being laid off for a few months now, and she makes about $45,000 and is paycheck to paycheck despite living with two roommates. She currently carries credit card and student loan debt.

So her state unemployment would be $432 a week. Anything below like $400/wk from CARES and she’s fucked once she runs out of credit.

I explained this to her and she said, “Well, the economy is open, people should just go to work.”

I dunno why I’m surprised. She supported Pete because she didn’t like handing out free healthcare to everyone (she has decent healthcare from work), but she supported forgiving student loan debt because she had student loans.

Her heart is in the right place on social justice issues to the extent that she’s alienating friends and family over it (she grew up in like deplorable central), but all the economic stuff is just 100% her short-term selfish outlook. If she gets laid off, obviously it’ll be fuck the GOP how dare they cut it so much.

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Also that should serve as a window into how Democrats need to fight/message on these issues. This is why 600/wk CARES is not as good as $2K/mo to every American, tax it back from the wealthy. I’m sure she’d find a way to twist herself into a pretzel to support it if she knew she’d be getting it herself.

This is why all messaging around Medicare for All should be centered around what the voters get themselves and why it’s good for them. This is why pro-mask messaging should always have been focused on helping yourself, the whole “My mask helps you, your mask helps me,” thing was doomed from the start in USA#1.

Because while we think of USA#1 as like lol we’re not actually #1 at much of anything at this point, perhaps what it really should mean is USA(where we only look out for)#1.

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I disagree with this. If both parties would of been pro mask I think the country would of came together and would of liked to help each other out.

Maybe, but it was clear pretty quickly that both parties were not going to be pro mask. We’re such a selfish country that relying on people caring about others was always going to be a bad strategy.

I took both. PPP to keep my people employed for 8 weeks plus cover rent etc for a couple months. EIDL to maybe keep us afloat until we can generate meaningful revenue again. EIDL didn’t require personal guarantees, so if the business goes under the government can have our computers and furniture. We’re a service business so it’s not like there’s any inventory or equipment to deal with.

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Maybe if gravity pulled up for a few days and cheeseburgers made us lose weight that would help too.

I’m not saying there was a shot that both parties would of been on board but this idea that America is uniquely more selfish than other people around the globe is false.

People want to help each other especially when they feel like they are on the same team.

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You should ask her how she would have felt if she continued to work but got paid ‘hazard pay’ for actually working to the point where the extra amount she received was similar to what PUA’s $600 was. If she would have taken that and left the $600 alone then…

The country did come together on many people staying home to an acceptable level. It wasn’t until Dumb Donny screamed liberate that it all changed. As usual, it’s on him. As usual, the GOP Senate knew he was already effing this up during the impeachment trial and could have removed him. To quote Willy Wonka’s dad in Charlie and the Chocolate Factory: But why take a chance?

What’s your theory on why we have 140k dead? Because mine can be pretty much boiled down to “Americans are uniquely selfish”.

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Leadership matters.

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I suppose an argument could be made that other countries also have selfish populations but don’t have the worst leader in history since Nero.

I agree with you. I am inspired and optimistic. But we are worried because an entire political party’s leadership is dedicated to proving that selfish narcissism is God’s will.

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Fox News and the right wing derposphere.

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I just finished “Human Kind, A Hopeful History” by Rutger Bregman so I’m riding a wave of optimism. Not sure how long it’s going to last.

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Give us a few hours, we’ll beat you back down to cynicism.

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the federal government, and most state governments, decided to literally do nothing to stop the spread. It’s almost like it’d be more accurate to say we don’t have a government.

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