Car buying and car ownership

I’ve bought several. I do almost all my negotiating through email/text and I show up with a bank check for the full out the door amount and then I tell them at the beginning that I am tapped out before they even mention warranties. I haven’t gotten much of a hard sell.

Last time though it took like a half hour for them to transfer the license plate and they couldn’t do that until I signed some forms, so the finance guy was staying even later than closing probably finished around 30 minutes after closing. (40 minutes total to sign/transfer plates)

Are you saying that you were able to test drive the car, negotiate the price, get all the paperwork completed, and drive off the lot with the car in an hour?

But honestly, I would be really surprised if they told you come back tomorrow if you were ready to buy a car 10 minutes before closing. Those people are degens.

No, I was able to test drive the car, do the paperwork, and get out of there with the promise of a new car on Tuesday in a couple of hours, we went after closing. Still took 2-3 hours.

Just stop already.

You go to car dealer 10 minutes before closing wanting to buy a car
  • They tell you come back tomorrow
  • They sell you the car that day
0 voters

OK…I left with the car the same day, which also meant I needed to be on the phone with my insurance company after the sale so that they’d let me actually leave with the car.

The entire process from arrival to leaving took approximately 3-4 hours, and only 15ish minutes were spent dealing with the warranty nonsense.

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What a bizarre hill to die on. You seem incapable of understanding that you can’t leave with a new car in 10 minutes…or even 30 minutes.

On further reflection, I don’t believe you. You seem pretty young to have bought “several” new cars, and there is a lot more involved than “transferring the license plate”(!?) and “signing some forms.” Furthermore, unless you paid cash for all of these cars, you always are going to have to arrange for financing. Moreover, you can’t prearrange for insurance on a financed new car, since you need the VIN number in order to get the binder on the car. Finally, who shows up on multiple occasions with a bank check for the full price of a new car while saying, “I’m all tapped out”?

The only way your claims could be even close to the truth is if your daddy is loaded, and he gave you cash on multiple occasions to buy brand new cars and didn’t care if you drove off the lot without insurance.

I’m sorry I wasted any time actually thinking that you were telling the truth. You are pathetic.

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He’s saying if you agree on a price (willing to pay sticker), that they’ll be willing to stay an hour or two past when they would have otherwise closed the showroom. I happen to agree with that.

Of course if someone shows up willing to pay cash and pay sticker price, they’ll stay late to close the deal. But that’s not what Xiao stated happened on the multiple occasions he allegedly bought brand new cars.

I’ve bought 4 new cars. All 4 times I went to the dealership in the evening, about 2ish hours before close. Only once was I able to leave with the car that night.

Unless it’s a premium brand dealers don’t really make much on new cars. Service and jacked up used cars are where they profit. A Mercedes or Porsche dealer may stay open. You show up late looking for a Chevy Trax? They’ll make you an appointment the next day.

Also dealers DGAF if you pay cash. Selling loans is part of their profit. Negotiate price first then bust out your cash, you may get a better deal.

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don’t negotiate the price at the dealer. find the car you want and then email every dealer around until you get the best price and make them match. tell them what time you want to come and to have all the paperwork ready to go when you get there.

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I did a Subaru deal once completely by email, got to the dealership and it took about 35 minutes from the time we stepped in to the dealer to the time we were in the car heading home. Told the F&I dude that I didn’t want anything as soon as I stepped into the office but told him I understood that he still had to ask, so we went through it quick.

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I’m assuming that you paid cash and arranged for insurance afterwards?

they always tell me there is a grace period to move insurance. is that not true?

What’s it like to go through life without the ability to feel embarrassment or shame?

We didn’t pay cash. I had a loan approved through a credit union but let them beat the rate. We filled out all the Subaru finance forms online and got approved before we picked up the car. It was years ago but I’m pretty sure I had insurance already done when we went to pick up the car. But I also think most insurance policies will cover a new purchase whether it’s “officially” on the policy or not as long as you have full coverage.

When we leased our Mach E last year we spent hardly any time at the dealership. We did the deal through email and there weren’t really any upsells in finance since it was a lease and I don’t need a warranty beyond the factory warranty.

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From “Direct Auto Insurance” website:

Is there a grace period for getting insurance on a new car?

No driver wants to deal with the consequences of an auto insurance lapse, so how do you make sure there aren’t any gaps in coverage if you’re trading in your old car for a new ride? What if you’re buying a second vehicle to drive for fun on the weekends? If you are currently covered, your insurer typically gives you a grace period (the length depends on the company) that gives you time to update the vehicle on your policy (if you’re trading in your old car for a new one) or add the new vehicle (if you’re purchasing without trade-in) to your policy. Generally speaking, whatever coverage you had in place previously is what will be active during the grace period with the new vehicle.

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