The good news is we already have a vaccine that should be 85% efficacious, and I assume most developed countries have large stockpiles of it. The absolute worst case scenario seems to be vaccinating everyone against it over a period of 1 to 3 months and then being fine, so if you can stomach being careful for a few months, then it should be fine.
Now what that does to the economy and supply chains is another story.
Scale of 1-10, my concern about the spread is at like a 6.5/10. My concern for my health and way of life beyond the next ~3 months is like 1/10. My concern financially is in between somewhere.